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It’s time for our annual rank of the best UK travel credit and debit card sign-up bonuses in terms of cold hard cash. The biggest question mark is over the value we apply to the sign-up bonus on each card. For airline miles, we assume they are worth 1p each. Of course, for airlines where short-haul redemptions are bad value, a small amount of miles can be effectively worthless. In some programmes, you would need to already have a decent balance to get full value from the bonus miles. For hotel points, we have used our standard valuations (0.5p per Marriott Bonvoy point, 0.33p per Hilton Honors point) We have valued American Express Membership Rewards points at 1p since they transfer 1:1 into airline miles and we are valuing those at 1p Remember that full details on all the cards can be found in our airline and hotel credit cards directory which is updated monthly. You get 50,000 Membership Rewards points (worth £500 as they convert to 50,000 airline miles, assuming 1p per airline mile) when you spend £6,000 in three months. Get 50,000 Membership Rewards points when you spend £6,000 in your first three months Earn 1 Membership Rewards point per £1 spent Points transfer at 1:1 into Avios and Virgin Points You can also convert to other airlines, Eurostar and hotel schemes Two Priority Pass cards, each allowing two people into 1,550 airport lounges Elite status in four major hotel loyalty programmes Digital subscription to The Times and The Sunday Times T&C apply to the bonus and all benefits Representative 685.3% APR variable based on an assumed £1,200 credit limit and £650 annual fee. Interest rate on purchases 29.1% APR variable. You will receive 50,000 American Express Membership Rewards points as a sign-up bonus on The Platinum Card if you spend £6,000 within three months of the date you are approved. You can transfer them into Avios, Virgin Points or other airlines (usually at 1:1) or into various hotels schemes, into Club Eurostar or use them for shopping vouchers. This is the ONLY personal American Express card where you still qualify for the bonus if you already hold a British Airways American Express card. To qualify for the bonus, you must NOT, currently or in the previous 24 months, have held any other personal American Express card which earns Membership Rewards points. This includes The Platinum Card and Preferred Rewards Gold. You are OK if you had a supplementary card on someone else’s American Express account.

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You are OK if, currently or in the previous 24 months, you have held any other American Express card, including the cas free spins no wagering no deposit uk British Airways, Marriott and Nectar cards. For clarity, you can still apply for The Platinum Card even if you do not qualify for the bonus. You would still benefit from the long list of other benefits. The Platinum Card from American Express comes with an unrivalled list of benefits for the keen traveller.

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Your personal travel patterns will determine which of these is the most valuable. Full comprehensive travel insurance for you, your family and the family of your supplementary cardholder, subject to enrolment Two Priority Pass cards, each of which allows the holder and a guest unlimited free access to 1,550 airport lounges Free pre-booking of selected UK Priority Pass lounges to guarantee entry (eight credits per calendar year, one credit allows pre-booking for one person on one visit) Elite status in four major hotel loyalty schemes: Marriott Bonvoy (Gold), Hilton Honors (Gold), Radisson Rewards (Premium), MeliaRewards (Gold) Access to Eurostar lounges, irrespective of travel class £200 per year to spend in over 170 UK restaurants (credited as £100 per half year) £200 per year to spend in over 1,500 international restaurants (credited as £100 per half year) A digital subscription to The Times and Sunday Times You need a minimum personal income of £35,000 to apply for the card. You get 30,000 Avios points (worth £300 assuming 1p per Avios) when you spend £6,000 in three months. Get 30,000 Avios when you spend £6,000 in your first three months Earn 1.5 Avios per £1 spent Earn 3 Avios per £1 spent with British Airways and British Airways Holidays Receive a Companion Voucher, letting you book two flights for the Avios of one, when you spend £15,000 in a card year A solo traveller can use it for a 50% discount on the Avios for one ticket The voucher is valid in any cabin It can be used on British Airways, Iberia and Aer Lingus T&C apply to the bonus and all benefits Representative 135.7% APR variable based on an assumed £1,200 credit limit and £300 annual fee. You will receive 30,000 Avios as a sign-up bonus on the British Airways American Express Premium Plus Card if you spend £6,000 within three months of signing up. To qualify for the bonus, you must not have held the British Airways American Express Premium Plus or the free British Airways American Express credit cards in the previous 24 months.

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Links on Head for Points may support the site by paying a commission. It’s time for our annual rank of the best UK travel credit and debit card sign-up bonuses in terms of cold hard cash. The biggest question mark is over the value we apply to the sign-up bonus on each card. For airline miles, we assume they are worth 1p each. Of course, for airlines where short-haul redemptions are bad value, a small amount of miles can be effectively worthless.

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In some programmes, you would need to already have a decent balance to get full value from the bonus miles. For hotel points, we have used our standard valuations (0.5p per Marriott Bonvoy point, 0.33p per Hilton Honors point) We have valued American Express Membership Rewards points at 1p since they transfer 1:1 into airline miles and we are valuing those at 1p Remember that full details on all the cards can be found in our airline and hotel credit cards directory which is updated monthly. You get 50,000 Membership Rewards points (worth £500 as they convert to 50,000 airline miles, assuming 1p per airline mile) when you spend £6,000 in three months. Get 50,000 Membership Rewards points when you spend £6,000 in your first three months Earn 1 Membership Rewards point per £1 spent Points transfer at 1:1 into Avios and Virgin Points You can also convert to other airlines, Eurostar and hotel schemes Two Priority Pass cards, each allowing two people into 1,550 airport lounges Elite status in four major hotel loyalty programmes Digital subscription to The Times and The Sunday Times T&C apply to the bonus and all benefits Representative 685.3% APR variable based on an assumed £1,200 credit limit and £650 annual fee. Interest rate on purchases 29.1% APR variable.

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You will receive 50,000 American Express Membership Rewards points as a sign-up bonus on The Platinum Card if you spend £6,000 within three months of the date you are approved. You can transfer them into Avios, Virgin Points or other airlines (usually at 1:1) or into various hotels schemes, into Club Eurostar or use them for shopping vouchers. This is the ONLY personal American Express card where you still qualify for the bonus if you already hold a British Airways American Express card. To qualify for the bonus, you must NOT, currently or in the previous 24 months, have held any other personal American Express card which earns Membership Rewards points. This includes The Platinum Card and Preferred Rewards Gold. You are OK if you had a supplementary card on someone else’s British Airways American Express account. You are OK if, currently or in the previous 24 months, you have held any other American Express card. For clarity, you can still apply for the British Airways Premium Plus card even if you do not qualify for the bonus. You would still benefit from the Companion Voucher and all of the other card benefits. When you spend £15,000 on the British Airways American Express Premium Plus Card, you receive a Companion Voucher entitling you to book two Avios redemption flights for the miles of one.

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Alternatively, a solo traveller can use the voucher for a 50% reduction on the Avios required for one ticket. This voucher is valid for two years. Full taxes and charges need to be paid on both tickets. This voucher is the most valuable perk available in the UK airline and hotel credit card sector in my view. It could save you 150,000 or more Avios when used for a long-haul redemption in a premium cabin.

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The representative APR on purchases, and in the first year which has no fee, is 29.1% variable. The Companion Voucher from the British Airways American Express Premium Plus Card is far more powerful than the voucher given with the free British Airways American Express Credit Card. You need to spend the same £15,000 to receive it.

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More importantly, the Premium Plus voucher is valid for two years and is valid in ALL cabins. The voucher on the free British Airways American Express Credit Card is only valid for one year and can only be used for Economy flights. You receive your voucher within a few days of reaching the spending target. You need to fly the outbound leg of your 2-4-1 flight before the expiry date of the voucher. The voucher can be used for flights on British Airways, Iberia and Aer Lingus. You need cas best casino bonus offers uk a minimum personal income of £35,000 to apply for the card.

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The card fee is £20 per month and you can cancel or downgrade at any point. Get 25,000 Avios when you spend £3,000 in your first 90 days Earn 1.5 Avios per £1 spent Receive an Avios upgrade voucher when you spend £10,000 in a card year Upgrade a return BA flight for one person or two one-way flights for a couple Annual fee: £240, charged at £20 per month T&C apply to the bonus and all benefits Representative 80.1% APR variable based on an assumed £1,200 credit limit and £20 monthly fee. Interest rate on purchases 29.9% APR variable. You will receive 25,000 Avios as a sign-up bonus on the Barclaycard Avios Plus Mastercard credit card if you spend £3,000 within 90 days of signing up. To qualify for the bonus, you must NOT, currently or in the previous six months, have held any other Barclaycard credit card.

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You must also have not held either of the Barclaycard Avios credit cards in the previous 24 months. You are OK if you had a supplementary card on someone else’s Barclaycard account. You are OK if, currently or in the previous six months, you have had a British Airways American Express credit card. For clarity, you can still apply for the Barclaycard Avios Plus Mastercard even if you do not qualify for the bonus. You would still benefit from the upgrade voucher and the other card benefits.

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When you spend £10,000 on the Barclaycard Avios Plus Mastercard, you receive a voucher entitling you to: book a return Avios flight for one person, paying the Avios of the next lowest cabin (ie book Club World but only pay the World Traveller Plus Avios requirement) book a one-way Avios flight, or one leg of a return flight, for two people, paying the Avios of the next lowest cabin The voucher is valid for two years. Full taxes and charges need to be paid on both tickets, based on the cabin you fly. The voucher cannot be used to fly in First Class. The voucher can be used for anyone, as long as the booking is made from the Avios account of the cardholder. You receive your voucher within five days of reaching the spending target. You get 25,000 Avios points (worth £250 assuming 1p per Avios) when you spend £3,000 in three months. The card fee is £20 per month and you can cancel or downgrade at any point.

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Get 25,000 Avios when you spend £3,000 in your first 90 days Earn 1.5 Avios per £1 spent Receive an Avios upgrade voucher when you spend £10,000 in a card year Upgrade a return BA flight for one person or two one-way flights for a couple Annual fee: £240, charged at £20 per month T&C apply to the bonus and all benefits Representative 80.1% APR variable based on an assumed £1,200 credit limit and £20 monthly fee. Interest rate on purchases 29.9% APR variable. You will receive 25,000 Avios as a sign-up bonus on the Barclaycard Avios Plus Mastercard credit card if you spend £3,000 within 90 days of signing up. To qualify for the bonus, you must NOT, currently or in the previous six months, have held any other Barclaycard credit card.

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You must also have not held either of the Barclaycard Avios credit cards in the previous 24 months. You are OK if you had a supplementary card on someone else’s Barclaycard account. You are OK if, currently or in the previous six months, you have had a British Airways American Express credit card. For clarity, you can still apply for the Barclaycard Avios Plus Mastercard even if you do not qualify for the bonus. You would still benefit from the upgrade voucher and the other card benefits.

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You get 20,000 Membership Rewards points. These convert 1:1 into Avios and many other airline schemes so we have valued them at £200, assuming 1p per mile. You need to spend £3,000 in three months. There is no fee in the first year. Get 20,000 Membership Rewards points when you spend £3,000 in your first three months Earn 1 Membership Rewards point per £1 spent Get up to 10,000 bonus points each year based on your total spending Earn double points on all airline and overseas spend Points transfer at 1:1 into Avios and Virgin Points You can also convert to other airlines, Eurostar and hotel schemes Amex Gold is our recommended ‘first card’ for a miles and points beginner Get four free airport lounge passes when you sign up, and a further four each year After your four free passes, you can visit further lounges for a small fee You receive £120 of Deliveroo credit each year (24 x £5 credits) Annual fee: Free for the first year, £195 from Year 2 T&C apply to the bonus and all benefits The representative APR is 85.8% variable, including the annual fee. When you spend £10,000 on the Barclaycard Avios Plus Mastercard, you receive a voucher entitling you to: book a return Avios flight for one person, paying the Avios of the next lowest cabin (ie book Club World but only pay the World Traveller Plus Avios requirement) book a one-way Avios flight, or one leg of a return flight, for two people, paying the Avios of the next lowest cabin The voucher is valid for two years. Full taxes and charges need to be paid on both tickets, based on the cabin you fly.

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You are OK if you had a supplementary card on someone else’s American Express account. You are OK if, currently or in the previous 24 months, you have held any other American Express card, including the cas free spins no wagering no deposit uk British Airways, Marriott and Nectar cards. For clarity, you can still apply for The Platinum Card even if you do not qualify for the bonus. You would still benefit from the long list of other benefits. The Platinum Card from American Express comes with an unrivalled list of benefits for the keen traveller.

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Your personal travel patterns will determine which of these is the most valuable. Full comprehensive travel insurance for you, your family and the family of your supplementary cardholder, subject to enrolment Two Priority Pass cards, each of which allows the holder and a guest unlimited free access to 1,550 airport lounges Free pre-booking of selected UK Priority Pass lounges to guarantee entry (eight credits per calendar year, one credit allows pre-booking for one person on one visit) Elite status in four major hotel loyalty schemes: Marriott Bonvoy (Gold), Hilton Honors (Gold), Radisson Rewards (Premium), MeliaRewards (Gold) Access to Eurostar lounges, irrespective of travel class £200 per year to spend in over 170 UK restaurants (credited as £100 per half year) £200 per year to spend in over 1,500 international restaurants (credited as £100 per half year) A digital subscription to The Times and Sunday Times You need a minimum personal income of £35,000 to apply for the card. You get 30,000 Avios points (worth £300 assuming 1p per Avios) when you spend £6,000 in three months. Get 30,000 Avios when you spend £6,000 in your first three months Earn 1.5 Avios per £1 spent Earn 3 Avios per £1 spent with British Airways and British Airways Holidays Receive a Companion Voucher, letting you book two flights for the Avios of one, when you spend £15,000 in a card year A solo traveller can use it for a 50% discount on the Avios for one ticket The voucher is valid in any cabin It can be used on British Airways, Iberia and Aer Lingus T&C apply to the bonus and all benefits Representative 135.7% APR variable based on an assumed £1,200 credit limit and £300 annual fee. You will receive 30,000 Avios as a sign-up bonus on the British Airways American Express Premium Plus Card if you spend £6,000 within three months of signing up.

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To qualify for the bonus, you must not have held the British Airways American Express Premium Plus or the free British Airways American Express credit cards in the previous 24 months. You are OK if you had a supplementary card on someone else’s British Airways American Express account. You are OK if, currently or in the previous 24 months, you have held any other American Express card. For clarity, you can still apply for the British Airways Premium Plus card even if you do not qualify for the bonus. You would still benefit from the Companion Voucher and all of the other card benefits. The voucher cannot be used to fly in First Class. The voucher can be used for anyone, as long as the booking is made from the Avios account of the cardholder. You receive your voucher within five days of reaching the spending target. You get 20,000 Membership Rewards points. These convert 1:1 into Avios and many other airline schemes so we have valued them at £200, assuming 1p per mile.

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When you spend £15,000 on the British Airways American Express Premium Plus Card, you receive a Companion Voucher entitling you to book two Avios redemption flights for the miles of one. Alternatively, a solo traveller can use the voucher for a 50% reduction on the Avios required for one ticket. This voucher is valid for two years. Full taxes and charges need to be paid on both tickets. This voucher is the most valuable perk available in the UK airline and hotel credit card sector in my view.

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It could save you 150,000 or more Avios when used for a long-haul redemption in a premium cabin. The Companion Voucher from the British Airways American Express Premium Plus Card is far more powerful than the voucher given with the free British Airways American Express Credit Card. You need to spend the same £15,000 to receive it. More importantly, the Premium Plus voucher is valid for two years and is valid in ALL cabins. The voucher on the free British Airways American Express Credit Card is only valid for one year and can only be used for Economy flights.

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You receive your voucher within a few days of reaching the spending target. You need to fly the outbound leg of your 2-4-1 flight before the expiry date of the voucher. The voucher can be used for flights on British Airways, Iberia and Aer Lingus. You need cas best casino bonus offers uk a minimum personal income of £35,000 to apply for the card. You get 25,000 Avios points (worth £250 assuming 1p per Avios) when you spend £3,000 in three months. You need to spend £3,000 in three months. There is no fee in the first year. Get 20,000 Membership Rewards points when you spend £3,000 in your first three months Earn 1 Membership Rewards point per £1 spent Get up to 10,000 bonus points each year based on your total spending Earn double points on all airline and overseas spend Points transfer at 1:1 into Avios and Virgin Points You can also convert to other airlines, Eurostar and hotel schemes Amex Gold is our recommended ‘first card’ for a miles and points beginner Get four free airport lounge passes when you sign up, and a further four each year After your four free passes, you can visit further lounges for a small fee You receive £120 of Deliveroo credit each year (24 x £5 credits) Annual fee: Free for the first year, £195 from Year 2 T&C apply to the bonus and all benefits The representative APR is 85.8% variable, including the annual fee. The representative APR on purchases, and in the first year which has no fee, is 29.1% variable.